NIC Bank offers a wide range of financial products and services that include mortgages, personal and business current/savings accounts, credit cards, trade finance, asset finance, online banking, mobile banking, insurance premium financing, treasury services and institutional banking.
This one-stop-shop proposition is further enhanced through products and services offered by NIC Bank Group subsidiaries: Bancassurance through NIC Insurance Agents, investment banking services through NIC Capital and stock brokerage services through NIC Securities.
Currently the Bank has branches in Kenya, Tanzania and Uganda. The physical branches are further boosted by our alternative banking channels as follows:
1. NIC NOW Mobile Application –This is a Mobile App available for any Smart phone. The features include live traffic cameras, setting up standing orders, balance enquiry, airtime top up , M-PESA, requests for mini statements , Funds Transfers, KRA tax payments, payment of bills such as DSTV, GOTV, KPLC & Water, purchase of KPLC prepaid tokens and much more directly from their mobile phones.
2. NIC Online Banking –gives you peace of mind and the flexibility toaccess your account 24hours a day, 7 days a week. Customersreceive alerts for all transactions done,are able pay taxes to KRA ,view and print account statements and much more.NIC Online also allows one to make funds transfers locally and abroad through M-PESA, EFT, SWIFT or RTGS.
3. Agency Banking –Through an agency agreement with Post Bank , NIC customers now have access to services in over 99 more outlets countrywide, where they can deposit or withdraw cash just as if they were in an NIC branch in real time.
4. Borderless Banking – Our customers are now able to walk into any branch in Kenya, Uganda or Tanzania and carry out your transactions in real time and at no additional costs.